Busting the Biggest Financial Myths

In the financial world, there are a lot of myths out there. Do you know what’s a myth (and what’s a bust) when it comes to these commonly held beliefs?

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The View From The Pinnacle

In the financial world, there are a lot of myths out there. Do you know what’s a myth (and what’s a bust) when it comes to these commonly held beliefs?

Click the timestamps below to fast forward to certain points of the episode.


Thing’s You’ll Learn Along Today’s Journey

Do you know how to tell if something is a myth or truth when it comes to your financial planning? Sometimes you have to test out a theory to find out if it’s right or wrong. But instead of taking a risk with your own funds and learning the hard way, Sean will share what he knows and has experienced in this episode of Retirement Elevated.

So how about your stocks and bonds? Does moving stocks to bonds remove volatility from your portfolio? While that might be tempting, it’s important to remember that everybody’s situation is different.

What about life insurance–do you still need that once you are retired? It’s easy to overlook some of the reasons life insurance can be beneficial. While it’s often used as an income replacement, it may also be a strategic way to pass money onto your heirs as a part of your estate planning.  

When you get to retirement will you need less income? And will you be in a lower tax bracket? And while we’re at it, do you even need to work with a financial advisor with all of the technology and tools we have available?

Find out what’s a myth and what’s real by listening to the entire podcast or click on the timestamps below to check out a particular potential myth.

2:48 – Myth or bust: Shifting from stocks to bonds removes the volatility from your portfolio.

4:55 – Myth or bust: Once you’ve retired, life insurance is no longer necessary.

7:14 – Myth or bust: You’re going to need less income when you retire than you need when you’re working.

8:40 – Myth or bust: You’ll be in a lower tax bracket when you retire.

10:17 – Myth or bust: Financial planning is easy to do without a professional thanks to the technology available.


Looking Back From The Mountaintop


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Learn More About Sean

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Ep 104: Easy Ways to Ruin Retirement

After saving and waiting for so many years, no one wants to make a big mistake that could ruin retirement. Making certain assumptions about what retirement will be like may lead to disappointment. On today’s show, we dive into the realities of retirement and some easy ways you could ruin it, drawing on Sean’s insightful conversations with clients as they navigate this new chapter in their lives.


Ep 103: Financial Planning with Yogi Berra

Following the wisdom and quotes of Yogi Berra, we compare some lessons in financial planning with what we’ve heard from this famous professional baseball player. From as-sessing past financial decisions you’ve made to planning for your financial future, there’s a lot of takeaways we can learn from Yogi Berra.


Ep 102: The Biggest Retirement Challenge No One Talks About

In this episode, Marc and Sean will discuss a recent CNBC article about a man who ‘un-retired’ at 67 because he was bored and restless. What are the biggest issues people face when they don’t have a plan for retirement? We’ll tell you what we’ve seen and talk about what you can do to avoid that feeling.



For over a decade, Sean Lee has helped families reach and maintain their financial goals. As a trusted advisor, he coaches and assists his clients with their financial goals by focusing on the fundamentals and takes a practical and personal approach when working with them.

As a trusted professional in Utah, Sean has been featured in The Wall Street Journal’s Market Watch, The Deseret News, The Salt Lake Tribune and USA Today. He has also been featured as a local financial advisor on Utah’s NBC station, KSL 5.

Questions for Sean?



(801) 639-0095


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