Busting the Biggest Financial Myths

In the financial world, there are a lot of myths out there. Do you know what’s a myth (and what’s a bust) when it comes to these commonly held beliefs?

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The View From The Pinnacle

In the financial world, there are a lot of myths out there. Do you know what’s a myth (and what’s a bust) when it comes to these commonly held beliefs?

Click the timestamps below to fast forward to certain points of the episode.


Thing’s You’ll Learn Along Today’s Journey

Do you know how to tell if something is a myth or truth when it comes to your financial planning? Sometimes you have to test out a theory to find out if it’s right or wrong. But instead of taking a risk with your own funds and learning the hard way, Sean will share what he knows and has experienced in this episode of Retirement Elevated.

So how about your stocks and bonds? Does moving stocks to bonds remove volatility from your portfolio? While that might be tempting, it’s important to remember that everybody’s situation is different.

What about life insurance–do you still need that once you are retired? It’s easy to overlook some of the reasons life insurance can be beneficial. While it’s often used as an income replacement, it may also be a strategic way to pass money onto your heirs as a part of your estate planning.  

When you get to retirement will you need less income? And will you be in a lower tax bracket? And while we’re at it, do you even need to work with a financial advisor with all of the technology and tools we have available?

Find out what’s a myth and what’s real by listening to the entire podcast or click on the timestamps below to check out a particular potential myth.

2:48 – Myth or bust: Shifting from stocks to bonds removes the volatility from your portfolio.

4:55 – Myth or bust: Once you’ve retired, life insurance is no longer necessary.

7:14 – Myth or bust: You’re going to need less income when you retire than you need when you’re working.

8:40 – Myth or bust: You’ll be in a lower tax bracket when you retire.

10:17 – Myth or bust: Financial planning is easy to do without a professional thanks to the technology available.


Looking Back From The Mountaintop


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Learn More About Sean

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Important Ages in Retirement

What are the milestone moments you face in retirement as you age? Today, we talk about some of the ages to keep in mind and why they are important as you reach each one. Whether you are a few years off or if you are right in the middle of these, thinking through what you should be doing with the money can make a huge impact in your financial life.


Portfolio Expectations

What are your portfolio expectations? Are they too high? Today we talk through an article that shares investor expectations on their portfolio and why, in many cases, they are higher than they should be.


Financial Fill in the Blank

Let’s play a game of fill-in-the-blank with Sean to see how he would finish off these financial statements. What will the market do to you? What’s the best way to set yourself up for success in retirement? What’s the biggest financial mistake retirees make?



For over a decade, Sean Lee has helped families reach and maintain their financial goals. As a trusted advisor, he coaches and assists his clients with their financial goals by focusing on the fundamentals and takes a practical and personal approach when working with them.

As a trusted professional in Utah, Sean has been featured in The Wall Street Journal’s Market Watch, The Deseret News, The Salt Lake Tribune and USA Today. He has also been featured as a local financial advisor on Utah’s NBC station, KSL 5.

Questions for Sean?



(801) 639-0095


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