Ep 91: The Ten Years Before Retirement

What do you need to mark off your to-do list in the ten years before retirement? On today’s episode, we’ll explain a few of the big items you want to consider in this retirement planning time period.

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Things You’ll Learn Along Today’s Journey

On today’s episode, we’re going to discuss the last ten years of our working life, which is typically between 55 and 65 or whatever ten-year period you are looking at. What’s important to consider during this time period to have a successful retirement?

Decide what you want in retirement.

When you start to approach that ten-year period before retirement you need to really consider what you want your retirement to look like. Will you stay in your house, will you travel, or will you possibly work part-time? This is all about your mindset.

Knowing your numbers.

Understand what your expenses are now and in retirement. How much are you spending now? Will you have the mortgage payment in retirement? Work with a professional to understand how far your money will go and where that income is going to be pulled from.

Get a handle on your healthcare.

If you’re retiring early, how are you going to cover yourself when it comes to healthcare? If you are retiring after 65 what kind of Medicare supplements should you be looking at? You need to understand which parts of Medicare are essential and which are optional. Meeting with a Medicare professional can help cover your gaps in healthcare and long-term care costs.

Get a financial plan early on, life changes!

Life changes, working with an advisor can help you adjust your plan as needed. As you get older you may realize your needs change or you want to travel less. Retirement isn’t stagnant, often it changes throughout the decades.

Listen to the entire episode or skip ahead using the timestamps below.

[1:10]What do you want out of retirement?

[2:54] Knowing your numbers

[4:34] – Get a strong understanding of your needs

[5:48] – Get a handle on your healthcare

[7:42] – Things are going to change


Looking Back From The Mountaintop

“Retirement really isn’t different. What is my time going to be worth? How am I going to value my time? If I’m valuing my time at a high, high level, what does the financial picture look like next to that?”


Easy Wins in Personal Finance (Part 2)

Before we reach the end of the year, what financial goals can you easily cross off your list? As a continuation of this two-part series, we discuss five more easy wins you can make when it comes to your financial life. If you didn’t hear part one, go back and listen to hear what other simple financial steps you can take.


Easy Wins in Personal Finance

From having the right amount of money in the bank to consolidating your accounts, there are simple ways you can improve your finances. On this two-part series, we discuss some of the easy wins you can make when it comes to your financial life. These things can add up to make a big difference.


Dissecting Dave Ramsey’s Advice

Dave Ramsey is known for doling out financial advice, but a lot of it is broad and general. Some of it is sound advice and some of it might be more for the benefit of building up likes and views on social media. Today, we talk through what’s what and see what Sean thinks as a financial advisor. Make sure your financial strategy is customized to your unique needs and goals.



For over a decade, Sean Lee has helped families reach and maintain their financial goals. As a trusted advisor, he coaches and assists his clients with their financial goals by focusing on the fundamentals and takes a practical and personal approach when working with them.

As a trusted professional in Utah, Sean has been featured in The Wall Street Journal’s Market Watch, The Deseret News, The Salt Lake Tribune and USA Today. He has also been featured as a local financial advisor on Utah’s NBC station, KSL 5.

Questions for Sean?



(801) 639-0095


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