Episode #6: 7 Reasons You Need More Than A Robo-Advisor

With the increasing popularity of the robo-advisor, you might question whether you need to work with a real advisor. We share seven reasons why you should.

Apple PodcastsSpotifyGoogle PodcastsStitcherTuneIn

The View From The Pinnacle

With the increasing popularity of the robo-advisor, you might question whether you need to work with a real advisor. We share seven reasons why you should.

Thing’s You’ll Learn Along Today’s Journey

3:20 – The robo-advisor is easy to work with, but they’re incredibly impersonal. They aren’t able to give you perspective or build a relationship with you. 

4:30 – Advisors keep you involved in investment decisions. Robo-advising on the other hand is more hands off. You tweak some settings and your computer gets to work. While this can be effective for young investors, you need a more thorough approach to retirement. 

6:05 – Your robo-advisor won’t help you weather the storm of market volatility. 

8:12 – Your advisor will update your plan as your circumstances change. A robo-advisor doesn’t change strategies to keep up with your needs. Sure, target date funds are useful, but you need someone who’s much more involved in your finances. 

10:34 – Robo-advisors make terrible customer service representatives, and don’t bother trying to get in touch with a human at your big-box company. You’ll be waiting on the line for days. While that’s dramatic, your advisor should be a quick phone call away. You need someone who can quickly get back to you as issues arise. 

12:58 – Tax and insurance strategies are complicated. You need someone who knows the intricacies of these areas of planning. 

15:13 – Real advisors provide you with a holistic, comprehensive approach to retirement planning. A robo-advisor can set you up with various products, but your advisor can work them all together in conjunction with other areas of your financial life to help you meet your goals.

Looking Back From The Mountaintop

Resources From Today’s Podcast

Sign Up For A Class With Us

Check Out Our Media Center

Learn More About Sean

Your Guide:

Sean P. Lee – Contact


Easy Wins in Personal Finance (Part 2)

Before we reach the end of the year, what financial goals can you easily cross off your list? As a continuation of this two-part series, we discuss five more easy wins you can make when it comes to your financial life. If you didn’t hear part one, go back and listen to hear what other simple financial steps you can take.


Easy Wins in Personal Finance

From having the right amount of money in the bank to consolidating your accounts, there are simple ways you can improve your finances. On this two-part series, we discuss some of the easy wins you can make when it comes to your financial life. These things can add up to make a big difference.


Dissecting Dave Ramsey’s Advice

Dave Ramsey is known for doling out financial advice, but a lot of it is broad and general. Some of it is sound advice and some of it might be more for the benefit of building up likes and views on social media. Today, we talk through what’s what and see what Sean thinks as a financial advisor. Make sure your financial strategy is customized to your unique needs and goals.



For over a decade, Sean Lee has helped families reach and maintain their financial goals. As a trusted advisor, he coaches and assists his clients with their financial goals by focusing on the fundamentals and takes a practical and personal approach when working with them.

As a trusted professional in Utah, Sean has been featured in The Wall Street Journal’s Market Watch, The Deseret News, The Salt Lake Tribune and USA Today. He has also been featured as a local financial advisor on Utah’s NBC station, KSL 5.

Questions for Sean?



(801) 639-0095


Investment Advisory Services offered through Elevated Capital Advisors, LLC, an SEC Registered Investment Advisor. Insurance products and services are offered through Elevated Financial Services, LLC.

*Guarantees provided by insurance products are backed by the claims-paying ability of the issuing carrier.

The retirement kit is provided for informational purposes only. It is not intended to provide tax or legal advice. By requesting this report, you may be provided with information regarding the purchase of insurance and investment products in the future.